First and foremost, you need to determine how much money you need to save for that next tattoo. Your budget should include both the tattoo itself and a tip for your tattoo artist. Your artist should be able to give you an estimate based on the size and design, and customary tipping practices in the US suggest a 20% tip for your artist.
Lots of banks these days offer some pretty cool features within their online banking apps. One of these is the ability to set up a savings goal that will help you plan and track your savings progress. Ask your bank if they have something similar, and if not you can always set up a savings account specifically for your tattoo money so you’re not tempted to spend it from your main account.
Get a glass jar to collect all of your loose change throughout the days and weeks leading up to your tattoo. 34 cents here and 71 cents there won’t seem like much at the time, but you’ll be surprised by how much you can gather with a bit of patience.
With any savings goal, it’s a tried and true method to squirrel away a small amount from each paycheck you receive or a bit every week. After all of your other expenses are covered, take that extra $10 or $20 and put it in your tattoo fund. It’ll add up quickly and you’ll be ready to pay for your next tattoo in no time.
We all know that skipping coffee or takeout once a week won’t solve all of your financial problems, but it’s a quick and easy way to save up money for a tattoo. Skip one “luxury” per week - whether that’s a $5 coffee or a $7 meal combo - and add that to your tattoo fund. It’s not a lot, but slow and steady wins the race.
You probably have a subscription or two that you don’t really use as much as you used to, right? Unsubscribe from that extra streaming service for a month, or drop that shipping upgrade, and add your monthly savings to your tattoo fund.